
It does not prevent legal action for injuries.ĭCPD does not cover damage from an unidentified or uninsured vehicle. "And because of that the rest of the country has adopted it as well."ĭCPD covers vehicle damage, loss of use, and any contents that are damaged. "We are playing a little bit of catch up here in Alberta, but it is a more efficient system," he said.


The new system is the standard across Canada, said Aaron Sutherland, vice-president western with the Insurance Bureau of Canada. 1, drivers not at fault in a collision will deal with their own insurance provider rather than going through the at-fault driver's provider.

Changes to how insurers pay out damages in motor vehicle collisions are set to go into effect in Alberta in 2022.Īmendments to the insurance act passed last year, introduces direct compensation for property damage or DCPD.
